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    Travel Insurance

    Student Travel Insurance

    Key Features

    From campus to continents, we've got you covered

    Coverage Highlights

    Unique Propositions:
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    • Affordable Travel plan

    Affordable Travel plan to travel overseas without worries

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    • Entry Age

    Entry age from 6 Months to 75 Years

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    • Comprehensive Coverage

    covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount

    Key Inclusions

    What is covered?
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    • Personal Accident

    Covers Death, Permanent Total Disability, if sustained due to Accidental Bodily Injury

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    • Accidental Death & Disability- Common Carrier (AD&D)

    Covers Permanent Total Disability, or Death of Insured caused solely by Accidental Injury while travelling in Common Carrier

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    • Medical Expenses and Medical Evacuation and Repatriation

    Covers medical expenses for admissible illness/Accidental Injury , evacuation to india or Repatriation of Mortal Remains

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    • Hospitalization Daily Allowance

    provide Daily Allowance for each continuous and completed period of 24 hours of Hospitalisation

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    • Trip Cancellation

    Cover costs that have been paid or are payable and cannot be recovered if Your trip is completely cancelled.

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    • Loss of Checked-in Baggage

    provides compensation if the airline loses Your checked in baggage

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    • Delay of Checked-in Baggage

    Provides fixed benefit in case the airline delays Your checked-in baggage.

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    • Personal Liability

    Covers legal liability incurred to pay damages for third party Civil arising out of Accidental Bodily Injury or Accidental Property Damage occurring during an Insured Journey.

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    • Loss of Passport

    Covers cost of duplicate passport in event of loss of passport

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    • Trip Delay

    Covers trip delay for any trip booked to travel from and/or Republic of India.

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    • Golfer’s Hole-in-one

    Covers celebration on achieving a Golfers hole-in-one at any (USGA) recognized golf course

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    • Trip Curtailment

    Covers loss arising due to cancellation of personal accommodation or travel charges paid due to necessary and unavoidable curtailment of Insured Journey.

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    • Home Burglary Insurance

    Covers loss of or damage to contents of insured's home in India caused by actual or attempted Burglary and/or Robbery

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    • Emergency Cash Benefit

    Assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money

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    • Hijack

    Allowance in case flight is hijacked

    Exclusions

    What’s not covered?
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    • Pre-existing Condition

    Pre-existing Condition(s) and complications

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    • Influence of liquor

    influence of liquor or drugs , alcohol or other intoxicants

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    • Routine Examination

    Any routine physical or other examination, vaccination, vitamins where there is no objective indication of impairment of normal health

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    • Self Inflicted Acts

    Self-injury, illegal activities, hazardous activities and more

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    • Criminal or unlawful act

    The Insured Person’s actual or attempted engagement in any criminal or other unlawful act.

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    • Non passenger flights

    The Insured Person engaging in air travel unless he flies as a passenger on an Airline

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    • Sanctioned Travel

    Travel to any country against whom the Republic of India has imposed general or special travel restrictions

    Add-On Covers

    Enhance your coverage with these Add-ons
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    • Family Visit

    Covers reimbursement of the actual cost of a family member, In the event if the insured is hospitalized as a result of an accidental injury or sickness covered.

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    • Accident to Sponsor

    Covers reimbursement of remaining school fee, In case the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period

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    • Tuition Fee

    Covers reimbursement of tuition fee paid in advance for the current semester If the insured is unable to continue the school semester due to Serious medical condition of insured or either of the parents of the insured

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    • Loss of Laptop

    Covers the loss incurred due to Theft of laptop during the journey abroad

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    • Bail Bond Insurance

    Covers costs towards the bail amount for release, if the insured is arrested for any inadvertent law breaking

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    • Personal Accident Cover in India

    Covers Personal Accident costs if the insured person gets injured while traveling from home to the airport on the day of departure from India or from the airport to home on the day of arrival back in India. The injury must be the direct cause of death or permanent total disability within 12 months.

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    • Bounced Hotel

    Covers expenses relating to transportation to the alternative hotel, cost of up gradation to a superior class of hotel if required

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    • Difference in airfare due to delayed or early return

    Covers fare difference for economy class return ticket if the insured returns back to India before or after the scheduled date of return, due to illness or accident

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    • Missed Connection

    Covers reimbursement cost if the air craft on which the insured is booked to travel from India is delayed beyond 12 hours than the original scheduled arrival time at the destination of the connecting flight resulting in the insured missing the connecting flight

    What is Student Travel Insurance?

    Student travel insurance is an insurance plan that protects students pursuing education abroad from financial uncertainties and emergencies. This coverage spans medical expenses, travel disruptions, and loss of essential documents, ensuring students remain focused on academics without financial stress. Bajaj General Insurance Limited offers comprehensive and affordable student travel insurance plans that prioritise student well-being and affordability. By opting for these plans, students can confidently manage risks while enjoying an international study experience.

    Why Do I Need Student Travel Insurance? 

    Leaving the nest is hard. Not only are you leaving behind the familiar comfort of your home but also the constant support of your family. It can get especially difficult at first because you are expected to focus on your education while adjusting to a new country all by yourself.

    In a situation like this, you could use a solid support system that looks after your needs and our Student Travel Insurance does just that.

    While studying in foreign universities gives you an edge in your career, a Student Travel Insurance takes care of unexpected expenses that might crop up anytime. Be it a medical emergency, loss of passport, loss of baggage or a visit from a family member in case of an emergency, a Student Travel Insurance is one of your most trusted friends in a foreign country.

    Offering financial help in these situations, our customised Student Travel Insurance Policies give you peace of mind in case of an eventuality. Thus, it allows you to focus on your studies and achieve your goals.

    Our global expertise combined with local knowledge help us know your needs and we have tailored our Student Travel Insurance packages accordingly. Hassle free and quick disbursement of claims coupled with in-house international toll free and fax numbers ensure instant support whenever you need.

    Special Features of Bajaj General Student Travel Insurance

    Our Policies Offer Coverage for:

    ●        Medical expenses due to hospitalisation

    ●        Loss of checked baggage

    ●        Bail bonds and tuition fees (Offered with Student Elite and Student Prime plans)

    ●        Loss of passport (Offered with Brilliant Minds and Student Prime plans)

    ●        Family visit

    ●        Accident to sponsor and other incidental expenses

    ●        Emergency dental pain relief (Offered with Study Companion, Student Elite and Student Prime plans)

    ●        Instant On-call Support Anywhere in the World

    Just like your loved ones at home, we are your best companions abroad. For any query or support just give us a missed call on our toll-free number +91-124-6174720 and we will connect with you on priority. Quick, fast, and hassle-free, we are by your side whenever you need us.

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    Benefits You Deserve

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    Cashless Worldwide

    Provides direct settlement of medical bills without upfront payments

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    Emergency Travel Assistance

    Get round-the-clock support in case of emergencies during your trip

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    Trip Delay Covered

    Get paid for long flight delays

    COMPARE TABLE

    Plan Type (in USD)
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    Standard

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    Silver

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    Gold

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    Platinum

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    Super Gold

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    Super Platinum

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    Maximum

    Sum Insured 50,000 1,00,000 2,00,000 3,00,000 5,00,000 7,50,000 10,00,000
    Medical expenses & Evacuation expenses 50,000 (100 Deductible) 1,00,000 (100 Deductible) 2,00,000 (100 Deductible) 3,00,000 (100 Deductible) 5,00,000 (100 Deductible) 7,50,000 (100 Deductible) 10,00,000 (100 Deductible)
    Personal Accident 25,000 25,000 25,000 25,000 25,000 25,000 25,000
    Emergency Dental Pain 500 (100 Deductible) 500 (100 Deductible) 500 (100 Deductible) 500 (100 Deductible) 500 (100 Deductible) 500 (100 Deductible) 500 (100 Deductible)
    Repatriation 5,000 5,000 5,000 5,500 5,500 6,000 6,500
    Loss of Checked Baggage 1,000 1,000 1,000 1,000 1,000 1,000 1,000
    Loss of Passport - - - 250 (25 Deductible) 250 (25 Deductible) 300 (25 Deductible) 300 (25 Deductible)
    Personal liability 1,00,000 (200 Deductible) 1,00,000 (200 Deductible) 1,00,000 (200 Deductible) 1,50,000 (200 Deductible) 1,50,000 (200 Deductible) 1,50,000 (200 Deductible) 1,50,000 (200 Deductible)
    Accidental Death & Disability common carrier 2,500 2,500 2,500 3,000 3,000 3,500 3,500
    Bail Bond Insurance 500 (50 Deductible) 500 (50 Deductible) 500 (50 Deductible) 500 (50 Deductible) 500 (50 Deductible) 500 (50 Deductible) 500 (50 Deductible)
    Loss of Laptop - - - 500 500 500 500
    Tuition fee 10,000 10,000 10,000 10,000 10,000 10,000 10,000
    Accident to Sponsor 10,000 10,000 10,000 10,000 10,000 10,000 10,000
    Family Visit 7,500 7,500 7,500 7,500 7,500 7,500 7,500
    Suicide - - - 1,500 2,000 2,000 2,000

    Download Policy Document

    Get instant access to your policy details with a single click.

    Health Companion

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    Track, Manage & Thrive with Your All-In-One Health Companion

    From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights

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    Take Charge of Your Health & Earn Rewards–Start Today!

    Be proactive about your health–set goals, track progress, and get discounts!

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    Your Personalised Health Journey Starts Here

    Discover a health plan tailored just for you–get insights and achieve your wellness goals

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    Your Endurance, Seamlessly Connected

    Experience integrated health management with us by connecting all aspects of your health in one place

    Step-by-Step Guide

    To make sure that we are always listening to our customers

    How to Buy

    • 1

      Download the Bajaj General App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

    • 3

      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

    • 5

      Finalise the plan selection and complete the payment process

    • 6

      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Cashless Claim

    • 1

      Applicable for overseas hospitalization expenses exceeding USD 500

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      Submit documents online for verification.

    • 3

      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BGIL HAT

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      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

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      Policy deductible will be applicable as per policy copy

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    KAJNN

    Critical Illness Insurance

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    Health Claim by Direct Click

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    Personal Accident policy

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    Global Personal Guard Policy

    Claim Motor On The Spot

    Two-Wheeler Long Term Policy

    24x7 Roadside/Spot assistance

    Caringly Yours (Motor Insurance)

    Travel Insurance Claim

    Cashless Claim

    24x7 Missed Facility

    Filing a Travel Insurance Claim

    My Home–All Risk Policy

    Home Insurance Claim process

    Home Insurance Simplified

    Home Insurance Cover

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    What Our Customers Say

    Stress-Free Journeys

    Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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    Rakesh Agarwal

    Chennai

    5

    31st Jan 2025

    Great coverage option

    Hassle-free international travel coverage for senior citizens—must-have for every trip!

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    Debraj Sardar

    Pune

    5

    31st Jan 2025

    Great coverage option

    Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

    alt

    Waskoti Gamma

    Mumbai

    5

    31st May 2025

    Good customer support

    Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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    Sumedh Sam

    Pune

    5

    31st May 2025

    Great coverage option

    Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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    Sachin Kumar

    Ahmedabad

    5

    31st Jan 2025

    Great Senior citizen coverage

    My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!

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    Shivani Singh

    Paromik Bhattacharyy

    5

    31st Jan 2025

    Best student travel insurance

    Bajaj General makes travel insurance stress-free—best for students!

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    Pappu Kumar Singh

    Delhi

    5

    29th Jan 2025

    Great coverage option

    Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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    Daniel Paul

    Surat

    5

    29th Jan 2025

    FAQ's

    What is Student Travel Insurance?

    A Student Travel Insurance is a kind of insurance policy offered by insurance companies tailored for students who wish to study abroad.

    Who can buy Student Travel Insurance?

    Any student who wishes to pursue higher studies abroad or need to travel abroad for higher academics in a foreign country can buy a Student Travel Insurance.

    Is it absolutely necessary to have a Student Travel Insurance?

    No. It’s not necessary to have Student Travel Insurance. However, some Universities across the globe where you enrol for higher education make it mandatory for every foreign student to have a Student Travel Insurance.

    Also, it’s financially prudent to opt for it when you go abroad to protect yourself financially in case of any unpleasant event such as loss of passport, medical emergency, loss of baggage, etc.

    How can I avail a Student Travel Insurance?

    You can avail a Student Travel Insurance online. Just visit our website, fill up the online application form, make the payment and you are done. It’s quick, seamless and hassle free.

    When should I buy Student Travel Insurance?

    Ideally, you should buy a Student Travel Insurance when you go abroad and need to stay for a certain period of time for your education. Depending on the course you choose, a foreign stay can range anything between a year to three years. In other words, you should get this insurance for the number of years you are abroad.

    How does a Student Travel Insurance Policy benefit me?

    A Student Travel Insurance policy has multiple benefits. Medical expenses are much higher in a foreign country than they are in India. In case you face a medical emergency abroad, it can burn a big hole into your pocket. Having this policy takes care of the hospitalisation expenses.

    It also covers up for financial losses incurred due to loss of baggage or passport during your stay. In case you suffer any bodily injury, the policy bears the cost of your treatment. These are some of the readily available benefits of having this policy.

    Which type of Student Travel Insurance should I buy?

    To cater to your unique needs while staying abroad, we, at Bajaj General, have come up with three different types of Student Travel Insurance Policies - Student Companion Plan, Student Elite Plan, and Student Prime Plan. Each of these plans has further variants with a pre-defined benefit.

    You can choose any of these plans and its variants as per your choice.

    On what factors does the premium amount depend?

    The premium amount depends on the type of plan you choose, the sum insured, and the add-on features. Ideally, you should choose a plan that best suits your needs and gives you an all-round protection.

    Can I be issued more than one policy for the same trip?

    No. You will only be issued one policy for your journey.

    What happens in case the overseas stay is extended?

    In case your overseas stay is extended for reasons beyond your control, you must immediately reach out to us. We will accommodate the extension, for which you need to pay an additional premium.

    What is the best travel insurance for students studying abroad?

    The best travel insurance for students studying abroad includes comprehensive coverage for health, travel, and study-related risks. Bajaj General Insurance Limited offers plans with affordable premiums and robust benefits, ensuring students have reliable support during their international education.

    What coverage does international student travel insurance typically include?

    International student travel insurance covers medical emergencies, academic interruptions, travel delays, and lost belongings. Bajaj General Insurance Limited plans to ensure comprehensive protection for students.

    What is the policy period?

    Generally, the policy period ranges from 1-3 years. This can be further extended for 1 more year.

    What is deductible?

    Deductible is a cost-sharing model whereby the insurer is not liable to pay a specified monetary amount or the benefits of the policy kick-in after a specified time period. Note that a deductible doesn’t reduce your sum insured.

    It simply means that you will have to bear a certain portion of the expenses out of your own pocket. Our Student Prime Plan has deductibles under certain sections.

    How do I make a claim on my policy?

    Making a claim is really easy. All you need to do is call our helpline number and intimate us regarding your claim. Our executives start the claim initiation process as soon as it’s received. Do remember to keep your policy details, passport number etc., with you while raising a claim.

    Our executives will tell you about the documents you need to substantiate your claim. We settle your claim within Y hours.

    How can I find affordable student travel insurance without sacrificing essential coverage?

    Finding affordable student travel insurance requires evaluating options that balance affordability with essential benefits. Bajaj General Insurance Limited offers budget-friendly plans that include critical coverage like medical expenses, travel disruptions, and study continuation support.

    Do I need specific travel insurance for studying abroad, or will standard travel insurance work?

    Standard travel insurance often lacks the specialised benefits needed for students. Bajaj General Insurance Limited’s student travel insurance plans address academic and travel-specific risks, making them ideal for students studying abroad.

    Is there a difference between student travel insurance and study abroad travel insurance?

    Yes, student travel insurance focuses on academic-specific needs, such as tuition fee reimbursement and study interruptions. Study abroad travel insurance may include broader travel benefits, but Bajaj General Insurance Limited combines these features into one cohesive plan for students.

    Are there options for annual travel insurance specifically for students studying abroad?

    Yes, Bajaj General Insurance Limited offers annual student travel insurance policies that cater to extended academic periods. These plans provide consistent health, travel, and academic protection, ensuring peace of mind for students and their families.

    What’s the minimum and maximum age for buying travel insurance for students?

    Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

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    I/We hereby give voluntary consent to BAGIC/Company to share my/our personal information and data provided in this proposal form with its group companies or any other person in connection with the Insurance Policy or otherwise, including for providing products and services of group companies that may be of interest to me/us, to be used in accordance with their respective privacy policies and subject to appropriate measures being in place to safeguard my/our personal information.
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