Group Travel Insurance for Employees

Covers accidental death and permanent disability for financial security

Compensates for non-refundable expenses if the trip is cancelled for covered reasons

Provides compensation for delayed or lost checked-in baggage

Covers hospitalization and medical expenses due to accidents or sudden illness

Covers additional expenses if you miss a connecting flight due to eligible reasons

Pays the insured amount in case of accidental death or total disability

Provides coverage for accidents occurring while traveling in public transport

Covers expenses for transporting remains to home or a nearby funeral facility

Pays for hospitalization, doctor consultations, and treatment for accidental injuries

Covers expenses for road or air ambulance services for emergency medical transport

Provides a fixed daily pay-out for each day of hospitalization

Covers financial loss due to trip cancellation or early return for valid reasons

Reimburses extra costs incurred due to missing a flight connection

No coverage for injuries during adventure sports unless specifically opted for

Does not cover treatment or complications from pre-existing illnesses

No pay-out for intentional self-harm or suicide attempts

Excludes claims if the insured was under the influence of alcohol or drugs

No coverage for accidents while driving without a valid license

Losses due to war, rebellion, or terrorism are not covered

No reimbursement for cosmetic surgery or weight reduction programs

Certain covers require proof of expense and are not paid as a fixed benefit

Some benefits have a restriction on the number of claims per policy period

No coverage if trip cancellation occurs due to pre-declared government restrictions

Covers involuntary job loss but excludes termination due to fraud or misconduct

Pandemics are excluded unless opted for under the specific pandemic cover extension