Non Medical Expense Rider

A Non-Medical Expenses Cover is an additional feature that you can add to your existing health insurance policy. It provides extra benefits without increasing your out-of-pocket expenses during a medical emergency. This rider is designed to offer comprehensive coverage, ensuring you and your family are financially protected against unforeseen health-related expenses.

What’s Covered in a Non-Medical Expenses Cover? 

List of non-medical items payable if opted for rider:

- Belts/Braces

- Cold Pack/Hot Pack

- Leggings

- Crepe Bandage

- Eyelet Collar

- Slings

- Blood Grouping and Cross Matching of Donors Samples

- Service Charges Where Nursing Charges Also Charged

- Surcharges

- Mortuary Charges

- Walking Aids Charges

- Oxygen Cylinder (For Usage Outside the Hospital)

- Spacer

- Spirometer

- Nebulizer Kit

- Steam Inhaler

- Arm sling

- Thermometer

- Cervical Collar

- Splint

- Knee Braces (Long/ Short/ Hinged)

- Knee Immobilizer/Shoulder Immobilizer

- Lumbosacral Belt

- Nimbus Bed or Water or Air Bed Charges

- Ambulance Collar

- Ambulance Equipment

- Abdominal Binder

- ECG Electrodes

- Gloves

- Any Kit with No Details Mentioned (Delivery Kit, Ortho Kit, Recovery Kit, etc.)

- Kidney Tray

- Mask

- Ounce Glass

- Oxygen Mask

- Pelvic Traction Belt

- Pan Can

- Trolley Cover

- Urometer, Urine Jug

- Vasofix Safety

- Enhanced Coverage: Get additional coverage for critical illnesses, hospitalization, and other medical expenses without the need for extra premium payments.

- Cashless Treatment: Enjoy cashless treatment at a wide network of hospitals across India, ensuring you receive the best medical care without financial stress.

- No Claim Bonus: Benefit from a no-claim bonus, which increases your sum insured for every claim-free year, providing more coverage at no extra cost.

- Tax Benefits: Avail tax deductions under Section 80D of the Income Tax Act, 1961, making your health insurance more affordable.

- Peace of Mind: Focus on your recovery without worrying about the financial burden, knowing that your health insurance has you covered.

Advantages of Choosing Our Non-Expense Health Rider 

- Comprehensive Protection: Our Non-Expense Health Rider offers extensive coverage for a wide range of medical conditions and treatments.

- Affordable Premiums: Enjoy the benefits of enhanced health insurance without a significant increase in your premium payments.

- Easy Claim Process: Our hassle-free claim process ensures that you receive the benefits quickly and efficiently.

- Wide Network of Hospitals: Access quality healthcare services at our extensive network of partner hospitals across India.

How to Add a Non-Expense Health Rider to Your Existing Health Insurance Policy? 

Adding a Non-Expense Health Rider to your existing health insurance policy is simple and straightforward. Follow these steps:

- Review Your Current Policy: Check your current health insurance policy to understand the coverage and benefits you already have.

- Consult with Our Experts: Speak with our insurance advisors to determine the best Non-Expense Health Rider options for your needs.

- Customize Your Coverage: Choose the rider that best suits your health requirements and budget.

- Complete the Formalities: Fill out the necessary forms and submit the required documents to add the rider to your policy.

- Enjoy Enhanced Protection: Once the rider is added, enjoy the peace of mind that comes with comprehensive health insurance coverage.